Has Gen Z Actually Figured This Out?

My wife told me years ago I needed to stop being so proud of how little I spend on things. Apparently I've been loud budgeting my whole life. I just got a free 60 inch TV for helping a friend move. Gonna ride that high for months

I always tell my kids "You get a 100% discount when you don't buy it". A discount is only worthwhile when you were intending to buy it anyways.

"I don't have the budget for that." is more honest, powerful, and intentional.

“You don’t need to spend money to have fun.” -the best advice I was given in my early 20’s

"Loud budgeting" just seems like young city people discovering what rural midwesterners have known for decades.

I once worked at a salon in California (high end place) I had a cheap necklace that was very real looking. One of these rich ladies complimented it and I instinctively said “thanks! It’s was like $5”. She looked at me like I was crazy and said “don’t tell people that”. Umm ma’am I love bragging about my frugality.

My friends clown me for not wanting to go out and spend 240$ on food. I told them that I could make better food for 5$ at home. They go and say if you can’t spend 40$ your “broke”. I’m not broke. I just don’t want to pay 40$+ for food that I could make way cheaper 😂

When we drive by fastfood and my kids ask if we can get some I say: "We COULD get some OR we could go on vacation to the beach!" I don't want them to think we're poor. We DO have the money, but we CHOOSE to do something else with it. Having a growth/positive mindset vs a closed/negative mindset. ❤❤

I was at a fair trade shop trying to decide if I wanted a full size chocolate bar or a small one. The store clerk said, "Or you can buy two of the small ones and have a little now and a little later." I said, "I'm not doing that, based on the weight I would be spending more money for less chocolate. I would only get the smaller chocolate because it gives room for something else in my snack budget." She said, "It's fine. It's girl math." I said, "I do math, not girl math." Also let's not excuse dumb financial decisions with a term like 'girl math.' It's kind of demeaning to women.

I can't do the "wait 24 hours before buying it" thing. I have to wait 3-4 months before buying it. It still feels like an impulse purchase if it's within that first month of wanting it.

Saying "I can't afford it." ends the conversation. Saying anything else continues the conversation and then you have to keep justifying why you don't want to spend money.

Instead of "I can't afford it." Why not "It's not in my budget."

I've been quiet budgeting--living within my means and "moving in silence". I definitely like the "loud budgeting" trend. The pride in saying, "My financial priorities don't accommodate this request!" and choosing the thing that makes the most financial sense to your bank account.

My saying for years already is "don't want to afford it"

I’m like the first girl 😂I love telling people about my bargains! And it’s really shocking how many compliments I’ve gotten on cheaper dresses than more expensive ones. I also love to show people if my dress has pockets.

Every other year I fly to visit my best friend and I always have to remind her. I am here to live with you in your daily life so that we can spend time together and that’s all and it is always fabulous. We cook meals together. We take hikes together we grocery shop together we drink wine and eat cheese together And catch up Those are million dollar experiences and I treasure each and everyone of my visits ❤

That woman was so cheap she only bought half the shirt

When my wife tells me she used 2 coupons on one item and my motor gets running! Haha. Love my wife and I have same goals and frugality.

Pro: They're getting with the program. There's a little hope for the future yet Cons: They have to make a new name for old and already proven concepts

I've been "loud budgeting" for years... though I call it being in reality and just saying it how things are.