Best Cash ISAs 2024 & Stocks & Shares ISA offers

Published 2024-04-16
Find out which ISA savings accounts will pay you the best rates right now if you're looking to use your new ISA Allowance in this new financial year.

*Find the latest accounts in our regularly updated savings account best-buy article over on our site
becleverwithyourcash.com/best-cash-isas/?utm_sourc…

*More on these updates on the site
becleverwithyourcash.com/isa-round-up-start-of-the…

W A T C H N E X T

Updates on the best savings, current accounts and credit cards
   • The best children's savings accounts ...  

Should you move your savings?
   • Is it worth moving savings?  

Regular Savings accounts explained
   • Are Regular Savers worth it?  



#Savings #HighInterest #BestSavingsAccounts



TIMESTAMPS

00:00 New ISA rules recap
04:00 ISA rates vs elsewgere
06:26 New Trading212 Cash ISA coming soon
09:12 Best limited access Cash ISAs - Plum & MoneyBox
11:51 Best easy access Cash ISA - Chip, Zopa and more
14:25 Best fixed Cash ISA - up to 5.05%
15:58 Best Junior ISA up to 4.95%
16:40 Best Stocks & Shares ISA welcome offers - T212 & InvestEngine

MORE

S U B S C R I B E    / @becleverwithyourcash  

N E W S L E T T E R - becleverwithyourcash.com/newsletter/
(You'll also get a free Quidco bonus for signing up)

T W I T T E R - twitter.com/AndyCleverCash

I N S T A G R A M - instagram.com/andyclevercash

F A C E B O O K C O M M U N I T Y - www.facebook.com/groups/2661970707423383/

B L O G - becleverwithyourcash.com/


A B O U T A N D Y

Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

All Comments (21)
  • @NightElff88
    Great video as always Andy. And also so nice you are mentioning Trading 212!
  • @peepshowtube
    Thanks. Been waiting 2w for this. Shame principality plunged from 5% since then 😢
  • Ah, the video I've been waiting for 🙏 but a quick question, what about fees on these? I went to look at plum and they charge 2.99 per month for the cash ISA! well that's what i was picking up anyway. So I'm now comparing with predicted absolute earnings not just based on % rate
  • @MrKlawUK
    whats your view regarding likely rate drops on variable accounts within the next 1-2 years? The lower starting rates on the fixed could work out if rates drop a couple of quarter points
  • @alibali193
    Would like a video comparing help to buy isa and Lisa. My daughter has a help to buy isa would she be better with a Lisa?
  • @chrisbowser
    No mention of the Hargreaves Lansdown cash isa which allows you to choose where to Invest including in zoos?
  • @seant6731
    Castle Trust Bank’s Fixed Cash ISA?
  • @Williamsimmonite
    Andy do you think the cash isa rates will stay a decent amount of time before dropping or is it better to take hit now and open fixed term isa
  • @dave597
    Hi, probably a straightforward question, I just opened the Zopa Cash ISA, is it allowed to put £20k into it and also transfer my existing ISA funds from another bank which matures on 1st May into that? Thanks.
  • @neilwalston2638
    A question; is it possible to transfer a previous years cash isa into a stocks and shares isa for the current year? Thanks
  • @ianyoung2696
    Under the isa rules are you allowed to move a existing isa which is over 12 month old with out adding any additional money in to it in the same tax year a opening a full new 20,000 cash isa in that same tax year & will I still be with in the isa rules.
  • @ondrav3705
    Is 4.53% a good rate on a 5 year NON ISA saver? or do you guys reckon it's going up?
  • @gigas302
    This might sound like a stupid question, but how come the big banks don't offer better rates than these smaller banks?. I thought the market would be much more competitive to get your cash. I watch a similar youtube channel but about car insurance and it's always the big ones do the best offers!
  • @francesowen5034
    Still not clear on if i can split this years 20k allowance into more than one cash isa? Hunt said i could but Treasury, banks and building soc say i cant. What is going on?😢
  • @Tomwrigley83
    Question please mate about bank switching? I’ve been with HSBC for over 30yrs, would it be ok to switch from them to First direct or one of the switching deals depending which offer the best deals? Preferably one with a good regular saver and good customer service/app? Any ideas welcome please. Thank you.
  • From the 1st July 2024, Barclays are limiting how much cash you can pay into YOUR CASH account (non ISA) to £20 000 per annum. The end of cash is coming.
  • @squibys2262
    No rate cuts this year and another bout of inflation incoming, hopefully they are forced to raise rates.