Unforgettable Calls Vol. 1 | Dave Ramsey's Greatest Hits

Anytime I think I'm worried about my financial situation I watch this show and realize I'm actually doing pretty good.

They need a “where are they now” episode.

I’m going to be debt free in april. I’m so excited.🎉 Update: I’m debt free yaayy 💃

MBA with 300k credit card debt sounds like... Me, software engineer, not knowing how to turn my laptop on.

Im surprised he didn’t bust out laughing when the first caller said they work in government. Really explains their spending lol

Say what now Caller:"I m a million in debt." Dave: "Stop buying stupid stuff."

"We're not ready to talk marriage; until we're ready to talk money"- Words of Wisdom to Live by forever by Mr. Ramsey

I have a strong feeling the First Lady didn’t take any of his advice😂

As a 31 year old first generation American from Mexican parents who NEVER taught me anything about money, I discovered Dave a little too late and unfortunately do have debt, not as much as a lot of these callers, but I am in the right mindset, it’s not too late.

I started watching Dave right after i bought a 20k truck in 2018, realized it was a terrible financial decision at the time. Since then I've doubled my income, married my wonderful wife and i pay off the truck next week.

I’m glad I paid 27k off of my student loans in 4 months by working and paying as much as I could on them. Now I’m debt free! Next step is a house! (Just turned 27)

This channel is solely responsible for my motivation to spend wisely and retire comfortably.

For the first caller, $230K for two people is good income, terrible income for their debt level. I remember this call and was a classic from the pre-pandemic days. Dave should do a follow up call on her, and I wonder if she is still married.

100% agree My daughter left school at 16yo with no qualifications. She had a learning disability. I told her find a permanent full time job and you can leave. I’m not too clever either but a very hard worker and saver. My daughter is the same. Fast forward she’s now 33yo owns her own home and has already halved her mortgage through extra principal payments. She now is in a job with $85k a car and petrol for personal use. You do not need an arts degree. You need a work ethic, saving ethic and resilience and focus.

I still like it best when Dave ran solo because it's easier to follow one person speaking to the caller.

The first call is a great example that educated does not mean smart

You are used to spending like you are in congress😂😂😂😂😂😂 best line ever

To anyone reading this: do NOT treat paypal like a bank account. They can steal your money. It happens all the time in the art community where artists have lare sums sitting in their account and PayPal flags their account and just takes it all away! And they refuse to give ir back, its just lost. So PSA, make sure you always transfer to a proper bank.

Years ago, I watched a YT channel called homeless firefighter which introduced me to this show. I followed his lead and moved into my truck bed with a camper shell. Graduated college and couldn’t fathom paying 2k in rent for an apt I was never at. 3.5 yrs later, I have no debt and 150k cash in the bank. Come from foster care so I’m used to having nothing. Separate your needs and wants and figure out what’s most important to you in the long run. For me, it’s buying a house cash out of state and working a low stress mediocre job to carry me through the rest of my years. It’s shocking to hear these stories because I can’t help but compare myself to other successful people around me and in CA there’s ALOT of them. That said, you never know what’s going on behind closed doors lol. I feel great about my situation any time I watch these videos. Thanks for sharing! Probably helps cure a lot of people stress anxiety and depression..

“ you got things that you couldn’t afford with the money, you didn’t have” the most honest words