Worst State Farm Tricks Exposed!

Published 2023-08-02
In this video, Ryan McKeen exposes five dirty tricks commonly used by State Farm insurance company. First, they avoid returning calls to frustrate claimants and make them give up. Second, they may offer a small amount of money and pressure claimants to sign a release, giving up future claims. Third, they delay providing rental cars or assistance by falsely claiming they need to speak to their insured. Fourth, they act friendly to gain trust and prevent claimants from understanding their rights. Lastly, they request unnecessary medical records to use against claimants. Beware of these tactics and know your rights when dealing with State Farm.

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All Comments (21)
  • @NMKnuckleHead
    I was rear ended by a Snake Farm client. I was transported to the hospital by ambulance with severe neck pain (extreme whiplash). Snake Farm never called. One month later, my insurance filed a claim on my behalf with Snake Farm (that is how long it took to get an accident report from my local police department). Snake Farm sent me an email stating that no evidence existed that they (Snake Farm) are responsible for paying the claim, they can't get in touch with the insured, with out a police report they couldn't do anything, blah blah blah blah. I sent by email a copy of the police report. One week later, I get an email stating that yes Snake Farm is going to pay the claim (still waiting). After some more delays, I hired an attorney. Two weeks after I hired the attorney, Snake Farm called me on Black Friday to try to settle the case for less than $1,000. Now, why would Snake Farm contact me directly AFTER I hired an attorney? (rhetorical question :D )
  • @Sade3000
    Funny, lawyers always talk about injury claims but never PD🤔
  • @j.s.3297
    I had a situation where I was hit that totaled my car , we both had state farm. They're settlement seemed fair at the time and was given a rental, unfortunately this was at the exact time dealers were experiencing used car shortages and had trouble finding a suitable replacement. The insurance company said I had to turn in the rental and I fought them to extend until I found a replacement and they did twice but only for a few extra days each time. Well I ended up without out a car for 2 months because I was not satisfied with used car prices going through the roof and ended up with a new car that far exceeded the settlement price...next time I will lawyer up.
  • I am a Snake farm customer. I was T boned by a underinsured motorist. The Snakes at the Farm lowballed my vehicles value. They listed such things as the tires having 46% of tread left when they were brand new with 300 miles on them. My vehicle was 6 years old with only 16,800 miles and their comparables all had nearly 100,000 miles on them they said the 84,000 mile difference was worth $500 what a joke that is. A bunch of snakes for sure. Personal injury is a whole other subject with the foot dragging on the Farms side. The rental car was a joke, the Snakes had not even looked at my vehicle to determine if it was totaled or repairable before the rental car coverage ran out. They screw over their own customers at The Farm.
  • @moveon7564
    State Farm cares more about who stars in their commercials then who’s policies they decide to payout
  • @user-sx2ds4fv8p
    any news on property claims crap they pull. They want me to live in mold. Roof collapsed at the end of covid. Took forever to get anything done. In fact, thier engineer wanted the walls pushed back in and zero contractors would do it until they forced a sub that works for them to do it. By that time, mold was everywhere and they still wanted it done the same way with the mold. They wouldn't even recognize the mold. There were zero claims on this property since 1991 and they were the only insurer. Snake Farm is accurate. I bought an URL I might start listing pictures. My attorney doesn't want me to, but oh well.
  • thanks for video. how to fight them? I had pretty good experience in PA but in GA its nightmare, exactly what you explain in this video.
  • @mikebavoso26
    He is absolutely correct. I had a 1.3 million dollar claim and they wouldn't pay. They ran me around in circles with 36 adjusters, but the State of California fixed their wagon.
  • @jimholesaw6597
    Another trick is they will only loan you a car for a few days.
  • wow.... I've been with them for 20+ years as when I first started driving and needed a company; they were the only ones to accept me! I did recently told them I was going to call "the General" to see what low rates "he" could offer me as these rates are rediculosly high!!! I've been offered the "Drive safe and save device" from SF!!! For a lowere rate of course. Haven't set it up yet!!!
  • They over charged me for two months after I canceled and giving me the run around about my refund
  • @Shroudedleaves
    We recently got into a no fault accident and State Farm low balled our cars value at 12,500 grand. We would have never sold our vehicle for this amount and feel like we are losing at least about 2 thousand five hundred worth of value. Our KIA Soul EV + has a battery replacement warranty that covers a new battery at a value of 2,500 but State Farm won't recognize value from the warranty. Do you know if we have a good argument to receive more considering our warranty. And if so, how do we twist Snake Farms arm to pay what is fair? Thanks
  • To effectively counter the tactics mentioned in the "Worst State Farm Tricks Exposed!" video by Connecticut Trial Firm: Connecticut Injury Lawyers, claimants can take specific steps to protect their rights and ensure a fair handling of their claims. Here are strategies to counter each of the outlined "dirty tricks": 1. **Ignoring Calls**: - Document all attempts to contact the insurance company, including dates, times, and the method of communication. - Send follow-up communications in writing (email or certified mail) to create a paper trail. - If responses are still not forthcoming, consider escalating the issue by filing a complaint with your state's insurance commissioner. 2. **Quick, Low Settlement Offers**: - Do not rush to accept the first settlement offer. Take the time to fully understand the extent of your damages and injuries. - Consult with a personal injury attorney to get an independent assessment of the value of your claim. - Remember, once you sign a release, you cannot reopen the claim if you discover additional damages or injuries later. 3. **Delaying Claims**: - Keep detailed records of all medical treatments, repairs, and related expenses to your claim. - Respond promptly to any requests for information from the insurance company to avoid giving them reasons to delay. - If delays become unreasonable, remind the insurance company of their obligation to act in good faith, and mention your right to file a complaint for bad faith practices. 4. **Feigning Friendship**: - Maintain a professional relationship with the insurance adjuster and be cautious about sharing too much information. - Be aware that the adjuster's primary role is to minimize the company's payout, not to advocate for your best interests. - Consider hiring a personal injury attorney to represent your interests and communicate with the insurance company on your behalf. 5. **Requesting Excessive Information**: - Provide only the information that is relevant and necessary for your claim. You are generally required to provide accident-related medical records but not unrelated personal information. - If the insurance company requests excessive or irrelevant information, ask them to provide a justification for why each piece of requested information is necessary for the evaluation of your claim. - Consult with an attorney to review any document requests or releases before signing them to ensure you're not providing more access than required. In all cases, it's beneficial to consult with a personal injury attorney who can provide legal advice tailored to your specific situation and jurisdiction. An attorney can navigate the complexities of dealing with insurance companies, advocate on your behalf, and ensure that your rights are protected throughout the claims process.
  • The video titled "Worst State Farm Tricks Exposed!" by Connecticut Trial Firm: Connecticut Injury Lawyers outlines several tactics used by State Farm insurance that the presenter, attorney Ryan McKeen, considers unethical. These tactics are purportedly designed to minimize the company's payouts on claims. Here's a summary of the "dirty tricks" mentioned: Ignoring Calls: State Farm allegedly avoids returning calls to frustrate claimants, hoping they'll give up pursuing their claims due to a lack of response. Quick, Low Settlement Offers: The company is accused of quickly offering a small settlement amount to claimants, pushing them to sign a release before they fully understand the extent of their injuries or damages, which could potentially be worth much more. Delaying Claims: State Farm reportedly claims they need to speak with their insured before proceeding with certain actions like authorizing rental cars, even when fault seems clear, as a tactic to delay the claim process. Feigning Friendship: Adjusters may act friendly towards claimants to gain their trust and dissuade them from seeking legal advice or understanding their full rights, all in an effort to settle the claim for less. Requesting Excessive Information: The insurer is known to demand more and more information, including unrelated medical records from years back, to find any reason to minimize or deny the claim. This is often referred to as the "more information trap."
  • @user-vd9mz5pf7u
    The saddest thing is, State Farm is 10X better than American Family.