I'm $300,000 In Debt and Only Make $65,000!
423,480
Published 2022-11-28
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/company/policies/privacy-p…
All Comments (21)
-
She mentions wanting to live comfortably twice. She’s doomed.
-
How on earth could she run up 300k in debt after declaring bankruptcy in 2018? The creditors are brain dead.
-
$65K in NYC is like $30k income in many other places.
-
First thing is to move out of New York
-
Car note is the problem. Nobody needs a car in NY
-
My daughter used to make $65k, and lived in the Bronx for three years. She was just barely making it, had no savings, and got periodic gifts from my wife and I. There was only one solution: she moved to St. Paul. Suddenly life is beautiful. None of the hassles of NYC, none of the dinging fees the City inflicts, MUCH lower cost of real estate. She now owns a mansion for the cost of a two bedroom apartment in the Bronx. Why in the world would anybody live in NYC?
-
She has a huge spending problem. If she doesn't get her spending under control- she will never get out of debt. It's not what you make- it's how you spend it!
-
This is the first time I’ve seen Dave not be able to answer a callers question lol 😂 that’s how bad her situation is.
-
With that debt, you're qualified to be a Congresswoman.
-
Single mom living in NYC with $300K in debt??? God bless the children!!!😌🙏🏾💯
-
She really thought Dave was going to tell her what she wanted to hear. But truth is, she already knows the answer to her problems.
-
Why do I feel like she doesn't know what she actually owes the co-op
-
I'm confused. She racked up more dept after having already filed for bankruptcy??
-
Even making 100K the cost of living in NYC would make it very hard to pay off 300K. She needs to move to a lower cost area perhaps in the Midwest or Deep South and then commit to working a second job for several years to pay the debt off.
-
How does a social worker get into 300k worth of debt? That’s wild
-
dave sat there listening like "this woman has no chance"
-
Unfortunately I don't think Sharniece is ready/willing to do what it takes to fix this mess. It will involve a massive lifestyle change and with a child, it will be very hard. Hopefully she does Dave's program and is able to make the necessary changes. The fact that she filed bankruptcy once before and got back into crazy debt doesn't inspire much confidence. Good luck to her.
-
Now that Amazons ATMT2 is around it's all about the question when and how much. I prefer this over ATOM, ALGO, L2 based ones and whatsoever
-
Emotional decisions can lead to chaos.
-
I'm failing to understand how someone can file for bankruptcy and learn NOTHING 🤦🏽♀️ A few years back she got her debt cleared and then racked up that much debt....how on earth can someone do that? It just makes ZERO sense to me, why people don't learn 🤦🏽♀️ This is truly the definition of INSANITY.
