5 Things I Learned After One Year of Living Mortgage Free

I worked so hard to pay off my first home. I literally bro down crying in my kitchen when the lady over the phone congratulated me. What a wonderful feeling.

Congrats man, I'll be joining you in 36 hours when my last mortgage payment posts, 100% debt free, breathing a sigh of relief.

35 years old, just Paid off my 215k/15 year Loan on mortgage in 3.5 years. I lived within my means/ lived frugally for last 3.5 years, saved 75% of my income and threw in the Principal. Now I am learning how to invest my money and travel the world!

I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.

I feel you on the discipline part. I am disciplined because I have to show up at work everyday, but I get so mad at myself when I'm not disciplined for myself on MY days off for my own free time. So I've been working on that. I hate that I'm programmed to show up for others and not for what I want. Great video! Thanks for sharing.

Great video. I’m in my 40’s, single Mum, plugging away at paying off my mortgage. 7years left! Very inspiring video.

I’m paying off my mortgage this coming Tuesday! Pushed hard to do it early. I enjoyed your YouTube. I haven’t seen any others on the topic.

This reminds me of how we are often stimulated into action by fear. Once we no longer have fear we have to cultivate the habit of action based on healthier motives. But for most of us from school age until well into our adult hood we’ve been motivated into action by fear. It’s a journey to develop new stimuli

Dear Jereme, just keep reading the Bible and God will work all those desires in you and for you. Seek first the Kingdom of God and all these things will be added unto you. Don't worry about anything.

Paid off mortgage last year and retired just recently. I find it entertaining to find areas to save money in, but not really altering lifestyle too much. Wake up with no worries or stress!

I know the feeling. I paid off my mortgage during the end of 2020. It’s such a wonderful peace of mind to know I don’t have to worry about mortgage or rent again. Yes, we still have to consider home owners insurance and property taxes, but it’s only a few hundred dollars a month. I love it here!!

Great content as usual, I loved this as I am about to invest in uk property with 70k deposit (plus fees and more savings for furnishing and decorating) to buy my own place, but I am also treating it as my fourth investment, having two spare rooms for lodgers to cover this property mortgage and tax costs... and to build my equity whilst working my day job for my next investment.

The Mortgage was my husband's #1 worry when he found out that he had cancer, Thanks Be to God that I was able to put extra towards the principal and a 20k gift from our parents. I was able to Surprise my husband with a paid for house a month before his surgery 🥰

Love this! Focused intensity is what you must have and not worrying about what others think. We paid our home off March 9, 2020 and the very next week the lock down happened. I must tell you the peace and contentment that we have had since all this craziness started is a blessing. Being completely debt free gives you true peace and you can help others that need it. Keep being an inspiration and have a blessed holiday!!!

Paid off mortgage 1 week ago and the fee to change the title yesterday. I can't wait to experience the "floating" feeling of debt freedom. My goal is to have the "mental/account space" to be generous without concern, I have prayed for many years to be debt free and doing more in my personal ministry. This is exciting! Thank you for sharing your experience.

The borrower is slave to the lender. That is the best advice I have ever gotten... waking up in the morning with no mortgage, no car payments, no credit cards, and no loans is an unbelievable feeling. It gives you power and choice over your life So many people are brainwashed into thinking you need a credit card, need a credit score, etc. I haven't had a credit card or used credit in 9 years. I don't know my credit score and don't care.

My Wie and I are enjoying your videos. We are two generations older than your two but our experiences with getting out of debt and being debt free are similar. We had difficulties and dissapointments with the reaction to our desire for financial independence from family and closer friends. I was often reminded old Revellations when John writes about the need to leave people behind and keep moving towards the light. The personal sabotage and negative reaction

Intresting thoughts. Let me give you a piece of knowledge from a all time home owner family (Im the first to rent): you still have mortgage. Not the monthly payment to a bank that gets angry if you dont deliever, but you should still save up money. Maybe less then you did for the real mortgage, but now it is your responsibility to care for the house so you need money to... ... remodel the bathrooms after 10 years ... change all the doors after 15 ... paint down the fassade ... rebuild the fence ... change the windows ... paint indoors ... buy a new kitchen ... replace the garage door and so on. Dont let your house fall apart and take up a big credit in 30 years to do everything at once. Do something every few years, and you will have a lot more fun in your home.

I'm so inspired. I am 2 years from paying off my home and my husband and I cant wait to have peace. Covid has been so stressful.

Interesting insights. Number 3 especially resonated with me. We have paid off our mortgage, have no other debts, and live frugally. This has allowed me to downsize my career and work part time, so I have more time to work on personal goals and projects. But just because I have the time does not mean those things have been automatically happening. I needed to hear this today. Thank you.