How To Buy Real Estate With No Money Down (Australian Property Market)

Published 2023-01-22
I'll show you how you can use equity from real estate instead of a deposit to scale up a portfolio. Be sure to stick around as I share some advanced secrets that helped me grow my portfolio faster in my 20s! Let's dive in.

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passive income from property
Australian property investing
Australian property market update
interest rate changes
cashflow po

All Comments (21)
  • @NekoEspada
    Sounds well and good, but make sure you have the money to do it. I've seen many of these video, one thing they always forget to mention is that taking out your equity to use as deposit means you have to take out another loan. And that loan is attached to the property you took the equity from, so your repayments are going to go up by a lot and if you can't make repayment, you could lose your property, so make sure you have the necessary funds to service all the mortgages.
  • @smb7576
    i have personally found it best to borrow at 88% LVR as it offers the best balance between minimising what you need to put into the deal and what LMI you need to pay
  • @zaam75
    I just love these stuff !! Bring on more nerdy stuff !! lol ! Thanks mate for sharing what you are best at !
  • Great informative vid Ravi, could you please make your next video about asset debt reduction strategies and how to pay down these properties. Do the loans stay IO or do you transition each assets slowing into PI loans? How does this play out, cheers. Keep up the great work.
  • @annes2144
    This is interesting! And great information
  • @DIEGOARTESAO
    I couldn’t wait to have a conversation with you and your team Ravi, definitely when I become able I will reach out you guys.
  • Hi Ravi. Great vid as usual. Question for you: I get mixed feedback on purchasing a land and house package (new build off a plan) as an investment property. What are your thoughts? Cheers.
  • @doristan1748
    Thanks for vid, I learnt a lot. This strategy works if property prices keep rising forever. But we know that Australia property bubble is one big bubble & all bubbles burst at some point. Question is when? We might be close to the bubble bursting
  • @motivational7531
    Doesn't work now unfortunately - serviceability is limited with 6.5% interest rate
  • @TusVivencias
    The information was good. But i need to add , the expenses like strata levy, water ,council rate and vacancy, at the end thia over cost cause a lot pain , but the idea that you explain is good thanks for info😊
  • Which bank allow to redraw equity up to 90% ? There is no LMI calculation in your working ? Am I missing something
  • @asianboywhat
    This is well and good until banks decline you as you cannot service the loan. Majority of ppl earn less than 100k. If you already debt such as HECs or home loan then it won't work out.
  • @fredsalfa
    The title is a bit misleading as I thought it was no money down on the first property rather than the 3rd or 4th property
  • @singh9440
    Surely serviceability will become an issue before you can expand beyond 2 or 3 properties?
  • @chookie131
    Hell yeh! Thanks so much for doing the figures on the amount needed incl BA! Was aiming for 80K but $75k and getting a 450k house! Winning
  • @falak1340
    Where is the LMI cost in both first and second property purchases? And who said property prices will always go up? What about borrowing capacity? Not every person can service a million $ debt on I/O repayments.