Income-Driven Repayment Forgiveness: New Deadline

Omg!!!!! Thank you! Thank you! Thank you! You were so clear and concise. I now have peace of mind, I did it correctly. ❤ Much love and appreciation. 😊

Tate is an outstanding lawyer and expert in the student loan arena...he has helped me a lot....Highly Recommend!

Thank you!! I almost tuned out completely, when I thought that your goal was to lead everyone toward bankruptcy. Glad I stayed with you. Appreciate the info. PP Loaner here.

You doing the Lords work brother Thank you!! 🙏🏾

Thank you. I need to set an appointment with you how to opt out. I missed my previous appointment, my fault.

Thank. you for this information!!!

I really enjoy hearing his voice in the background of my day lol

Well here I am in May applying for idr and hoping they’ll approve mine for forgiveness. Late to the party but hopefully they’ll accept mine anyways

I just consolidated, but I don’t know how many years I have left

Thank you SO much!

I put in my application for consolidation at the end of September and it's still in process with Nelnet. Is anybody else having a problem getting the consolidation finalized?

I have two direct consolidated loans. One subsidized. One unsubsidized. Completed consolidation in 2016. Within those consolidated loans are two different years I entered into repayment. 10/2004 and then 6/2010. Will the IDR adjustment look at this and since the loans are consolidated will the balance be forgiven from the earliest date of 10/2004, in October of this year? Grateful for your wisdom!

Thank you!! I am currently in my 1st year of PSLF and have had loans since 2000. I wasn't able to utilize the PSLF waiver in time as I was not in public service to consolidate my undergrad loans with my grad loans and count the payments I made as a teacher in 2005 (for that undergrad loan, I have 64 payments left but close to 120 payments for my grad loans). Could the IDR waiver assist me? Could it be a disadvantage? I think I may have a max of 12 years of payments and some forbearance. Thank you so much!!!!

Great Vids! TY TY, trying to interpret the fed website, and trusting said interpretation, in difficult. I'd love to hear if you have any inside scoop on the black box I am in the queue in. Zero feedback since consolidating 12/01/23. Even filed a complaint 3/1/24...no reply at all(it said 15 days) I have loans from 8/1994!!!!!! Phew!

How do you know how many years you have left?

Thanks for this clearly outlined video! One question (referring to 6:24). My loans were with the Dept of Ed during COVID and were on the COVID Forbearance Plan. After COVID, they were, for some reason, transferred to Nelnet. I applied for forgiveness prior to the transfer but haven't received forgiveness. Does this mean I need to apply yet again by Apr 30?

I recently consolidated. I have an undergrad loan dating back to 2004. I'm curious if all of my loans will be waived even if I attended grad school too.

Hi there! Thank you for your content! My mom took out 4 parent plus loans for me. I just heard about this double consolidation loophole to get into an IDR plan. Am I too late to consolidate in time for her to qualify for the 04/30/24 recount deadline for her loans to possibly be forgiven?

Where have you been all my Loan life?! :-) My Aidvantage Federal Ed Loans automatically transferred to Mohela after I filled out the PSLF application (Sept 2023) and I'm due to be forgiven in February 2024. I thought my Navient FFEL Graduated repayment loans could not be forgiven until I found your videos today-THANK YOU for the info! These FFEL loans are from 2003 so I thought maybe the 20 year forgiveness would apply but they are still there. I submitted the Direct Loan consolidation application today to Mohela for the Navient FFEL loans. The consolidation application said not to include the loans already going towards PSLF (already in Mohela). Should I leave the PSLF application as it is and assume they'll apply my PSLF application towards the FFEL loans I'm consolidating into Mohela from Navient? Should I stop the PSLF application and re-do it once my FFEL Loan consolidation to Mohela (direct loan) is approved?

If I filed bankruptcy should I go about it that way? My lawyer told me I couldn’t put them in my bankruptcy