General Liability Insurance Explained in 10 Minutes

Published 2022-02-24
General Liability Insurance Explained

General Liability Insurance, sometimes called GL, or business liability insurance may be confusing, especially for new business owners.

What is it?

Do I need it? Why do I need it?

In this video, I break it all down and explain what general liability insurance is and what it's not. What's covered, and often, what's not covered.

Have other questions not been answered here? I love helping business owners gain greater control over their risks and their insurance programs.

You can fill in this form and we'll be back to you quickly: thecoylegroup.com/contact/
Or you can book a call with me, click this link: thecoylegroup.com/book-call/
Or you can call or email me!

Gordon B. Coyle, CPCU, ARM, AMIM, PWCA
The Coyle Group
www.thecoylegroup.com/
845-474-2924
[email protected]

All Comments (21)
  • Thank you sir. Your video is very informational and you explain clearly and simply.
  • @jenlopez8408
    Thank you ! I’m a new licensed agent so helpful!
  • @nickifay78
    Thank you 😊 I’m in personal lines currently and moving to commercial. I’m excited and ready to take on. It’s a great move for me and will keep me involved.
  • Good content. However, I'd recommend you to add more visuals while you explain an individual topic. This will make it easier for viewers to understand better.
  • @Keefus88
    Well articulated, useful information here...thank you 👏
  • @twins1355
    Thank you, and I hope to speak with you in helping me obtain GL for my business
  • Hey Colye, Do you allow your video's to be shared as an educational? Subscribed.
  • @oaguirre013
    What about damage to premises to you? It’s it only for loss due to fire?
  • @cutdcrap3733
    Thank you for this informative videos My agent is asking be buy GL for my trucking business. How General Liability can help Trucking Businesses apart from 1million liability coverage trucking businesses have to have as standard policy ? Any common examples you might want to suggest
  • @nacionreparacion
    What about a mobil auto paint and detail business like doing small paint jobs at a clients driveway? Wich insurance would you recommend, ? Great video much appreciated
  • @neilsimon6871
    Great video is commercial general liability insurance recommended for a landlord owning a multi family rental property in nyc?
  • OK, so what if a 3rd party damages their vehicle on the insured premises. Will this be covered under the GL policy? Also, when you say "owned autos" , do you mean vehicles that the insured owns??
  • @ChadMassaker
    I am preparing for a commercial insurance Podcast, this was very helpful in terms of getting my questions lined up. I def learned a few things. How will carriers address the continued of incandescent bulbs in buildings now that the Biden Administration has outlawed them? Do you forsee pollution related lawsuits arising from this/.
  • @fatsnor2415
    Would a contractor’s “General Liability” insurance (as listed on an ACORD 101) cover damages to a customer’s property caused by an employee of the contractor, and by a subcontractor hired by he contractor.
  • What's different between general liability insurance and worker compensation insurance, both pays for injured workers
  • @msimmons223
    Do you need a llc for general liability. I need the insurance for a construction job so I'd be doing sub work but don't have a business or anythimg the general contractor said he doesn't have employees but subs the work out
  • Hi thanks for the video I have a small Buisness that’s trying to Rent batteries operated phone chargers, we are buying them from a factory on China. So in this case will need general liability insurance + Product and completed operation insurance But do you have any idea on a provider? I have been calling everyone and none of them want to cover a batteries product Thanks
  • @robskee4922
    I’m trying to figure out what insurance I need to run my basketball coaching and training business,, any info from anyone would be appreciated!!