Which Account Should I Withdraw Money From To Retire Early?

I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.

Good topic. Thank you. Followed the commentary but this is where a chart could be useful.

Thanks Ari, this was a very informative vidoe!

Excellent educational information-thanks 👍

Should have used a scenario retired at 55 and on ACA insurance. This is where most people are situated. That would change many strategies. Good content though but using ACA changes everything.

Required distributions are now 73 yrs, not 75. And at 59-1/2 can start drawing down IRA w/o penalty.

This was a helpful video!

Im in this situation but on a 600k scale! Only 100 k in an ira. 58. It has been my mission 8k a yr conversion to Roth for 6yrs now. I hope it paid off. 59 1/2 next April. 🎉 Cash helps!

Great video Ari! Super helpful information. I've been watching all of your videos and signed up for new newsletter recently. Everything is awesome but if possible, I'd love to see more scenarios for single, unmarried people like myself as it relates to taxes and retirement. Thank U!!!

This is such a weird non-explanation. Ok so I fill the 0% LTCG bracket with tax gains from the taxable account - great. Then how do I do Roth conversion? If I do that - that would be taxable income, so I'm stacking it underneath my LTCG, correct? So now it's taxable? What are we doing exactly?

If you don’t have a brokerage acct but have 400k in Roth, would it make sense to live on some Roth in order to do Roth conversions (of 1m ira). Everyone says spend Roth last but I never see examples where it gets spent!

I think I want to pull from my 403b and 457 first, because I want to not leave anything to heirs that would have a full tax basis. If I have some left in that account, I’d leave that to charity, and other accounts to family who won’t have to worry about taxes.

Any videos on finding health care . Between retiring and medicare

What about couple 65/66 with $2M IRAs, pensions, and small brokerage ($100k)? I’m thinking pulling from IRAs unavoidable plus conversions aren’t appealing due to our fixed annual income of around $120k.

So if I'm pulling money from my Brokerage account, I pay 0% tax on gains up to 94K, correct? And when it comes down to Federal Taxes on a MFJ return, I can have an additional ~23k income and interest combined and remain in the 12% bracket. Did I understand this correctly?

Do Roth conversions still make sense if you are a widow or widower?

Federal Employees with TSP but no Traditional IRA: Move from Traditional TSP to new Traditional IRA and then to Roth IRA.

I don’t understand how u say the first 94k is tax free? Why ?

If you want to be taken serious, you really need a shirt and a tie, not a T-shirt.

You are a kid. Bye