5 Secrets to LOWER Your INTEREST RATE When Buying a Car
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Published 2021-08-16
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Today Kimberly joins Ray and Zach to provide 5 secrets to help you lower your interest rate when speaking to Finance & Insurance ma
All Comments (21)
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When the car dealer says you're approved for a 5% loan that means it's 4% and the dealer pockets 1%
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Can't tell you how much I'm addicted to this channel. Love Pops, Zack and Kimberly. Watching you is like getting a ph.d in car buying.
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This is awesome info!!!! Thank you Kimberly, Ray Zach (and Sophie😺🐾)! Love learning new inside secrets, especially F&I tools. Storing this one right in my knowledge bank🧠💡
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Ray, Zack and Kimberly thank you so much for sharing these information to the public. You guys really educate us and help us to understand the dealership language. I hope all these info works in Canada. more powers to you guys and I'll keep watching your videos.
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Thank you for both the knowledge and fun
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Thank All 3 of You for All this valuable info. So I don’t walk into a car dealership Unaware. But with all the good knowledge I need to get the best deal possible.
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Hard to tell sometimes. My credit is always hovering around 700. Usually slightly under in the high 690s. Had a 2020 Accord Sport 2.0T. Paid it off and traded it in for an Acura TLX ASpec SH-AWD. Got 0.9 for 60mo.
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Superb video, full of excellent information. Really appreciate this!
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As always, great content guys and Kimberly !
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Awesome video, I always learn something from you.
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Great information, is there any documentation consumers can ask for to verify that these things are actually happening? For instance if I ask for a large loan discount and they say that it has already been applied, is there something I can do to verify that?
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I was today years old when I learned that a finance manager can ask to bump you up, I thought it is what it is. I was also today years old when I learned about large loan discounts, never knew that was even a thing. Love this. What's with the yellow bike? Its cool.
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Great video ❤ was stress asf getting bank statements and paystub for my car loan until I ended up getting it from a vendor online
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I hear Kimberly saying that if it takes a 720 credit score to get the 3 % interest rate and your credit score is 701 the finance manager might ask the bank to bump you up to the A+ interest rate category instead of leaving you on the level two approval plan which would mean a 6 % interest rate. That would be a favor that a finance manager could do for a customer.
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Excellent video . Thank you
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Such great information
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Great content!
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You all are PHENOMENAL!!!!!!!
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Great information. Another thing that every buyer should do is to check their bank or credit union before going into the dealership. My credit union today (8/16/21) is offering 1.24% for up to 60 months with nothing down. Find out what you can get outside of the dealership and tell the dealer that you will finance with them only if they beat your rate.
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Great Looking Yellow Bike.
