Dave Ramsey: “100% of us have spending issues” - Here’s the fix!

“It’s not mathematically correct it’s behaviorally correct” LOVED IT!! ❤

Getting Dave Ramsey in your chair is a huge measure for your success.

This is the kindest I've ever seen Dave be, he seems very human and empathetic even. It's nice to see this side to him. I found Dave Ramsey about 2-3 weeks ago and most of what I've seen has been "tough love" "hard ball" and even at times insensitive approaches/comments. While I understand the no BS/blunt approach, I enjoyed seeing this softer side of Dave on this interview with you Erika.

Someone once said, "Your attitude determines your altitude." I couldn't agree more. It all starts with a strong belief that you can do it, making a plan and taking ACTION. What a great & Informative conversation! Thanks Erika for having Dave on! He's truly the undisputed King of personal finance!

I made a YT playlist of people doing the debt free screams and it definitely motivated me to keep going. I’m so happy to say today I am debt free because of the baby steps. Thanks for this interview!

“You don’t look like a victim to the toxic boss”. 😂 Loved it, so true.

I’ve watched so many Dave Ramsey videos and I think this is the most in-depth, nuanced, and least sensational talk I’ve heard. Thank you!

Awww papa Dave! I loved that he said you need to be you! You are already so successful and there is room in the sandbox for everyone 🥰 so sweet!

Since I started following his steps is when I started seeing savings in my account. It is about discipline and following through.

I love Dave. I’m a dentist and make good money. By using the baby steps during 2020, I did a budget for the first time and paid off debt ( biz and personal including my house) in 18 months! Now I continue with the budget and am on track to FI in 6 years by saving over 50% of my income without stressing about it. It works!

there is a way that I have dismissed Dave Ramsey. I was a know it all and somebody who doesn’t honor peoples choices. I just realize that through the soundbites of his show you don’t get to see the nuance of who he is and I love that he respects your process and autonomy of folks. Your interview made me like him and appreciate him much more! Great job.

After listening to all the good financial advise from people like Dave, the money guy, your channel etc, I've become more and more minimalist. Good for me, my finances, I spend less, and even good for the environment. Once I retire, I'll cut my expenses even more, so that I can enjoy more the things in life that have no price. Subscribed 👍

I love Dave Ramsey. He helped me get out of debt and I will be forever grateful. Good choice of guest. You are awsome as well Erika I enjoy you guest so much. It is a pleasure to listen to you.

I really like Ramsey’s advice. I stopped consuming his content for a while but this is a great platform for him to say something new.

Love this podcast. Please do more of this subject in your channel. Very inspiring.

We love you Dave. You saved a lot of us

Great interview Erika! I've been following Dave for so many years - and it was his videos and teachings that helped me get out of CC debt. So many people argue against Dave Ramsey's teachings and the math and it not being the "only way", but I think this interview helps reconcile a lot of the nuances. I like how he said his plan is not for everyone and he's just trying to help as many people as he can, and applauds others like Erika in helping those who may need a different approach. At the end of the day, it's about results.

Omg the part about not putting up with toxic work environments because you don't have a mortgage to pay hit hard. When I started applying his principles years ago and stayed out of debt and had an emergency fund and live within my means, I was selective about employment choices. The stress relief. Also I could work.or not work

A former co-worker took that a step further. Since she was paid biweekly, she had her kids wait 2 weeks before buying them something they asked for. That way, she could actually budget the purchase. A lot of times, they didn’t even want that thing anymore and were on to something else.

My seven day delayed gratification works quite simply: I can put anything I want in my shopping cart, but I only check out on payday. Usually I throw at least half of it back out or replace it with something less expensive.