3 Reasons Your Student Loans STILL Aren't Forgiven
Published 2024-03-04
We’ll outline the key student loan forgiveness programs available right now in 2023 and the one-time account adjustment opportunity that makes approval easier. See why periods of default status, gaps in your account history, or old FFEL loans could surprisingly disqualify you from current forgiveness chances.
Find out what simple steps you can take, like loan consolidation or filing complaints, that could help position you for loan forgiveness approval before any policy changes. Get secrets only an expert would know on spotting red flags blocking your student debt relief.
🔗 Helpful Links:
How The One-Time Account Adjustment Works: www.tateesq.com/learn/idr-waiver-adjustment
Want to work with us? Book a call here: link.tateesq.com/book-call-youtube
CREDITS
Hosted by Stanley Tate
Editing by Helena Santí
All Comments (21)
-
Thanks for all of your videos, as I started watching when I converted my FFELP loans into a direct loan consolidation in the fall of 2022. I'm not complaining too much as I'm now under $16K, after an initial $101K about 19 years ago. And having grad school loans I won't be eligible for 6 more years anyway. That text tool was very quick and informative and simply took a couple of minutes.
-
Even if the government could just do away with interest, that would be SO helpful.
-
Stan, love the video, super helpful. Thank you for creating and sharing.
-
Were you eating cheetos before you filmed this segment? Your fingers are orange. Anyways, love your videos and how you make it easy to understand.
-
The txt reader tool is a godsend. As always, thanks for the info👍🏾
-
I'm heartbroken. Called last week to get my forgiveness date on $128K. My ICR/IBR grad school loans entered repayment May 1999, so I'm at 25 years next month... nope. Turns out the COVID forbearance does NOT count toward repayment, so they've pushed my forgiveness date into 2028. Would consolidating by tomorrow's deadline make a difference, since my loans have always been ICR/IBR? (I have a 1-on-1 with you on the books for May. Looking forward to it even though we'll be long past the 4/30/24 deadline of course.) Thank you for these wonderfully informative vids and the fab TXT tool!
-
I have never been in default .I am getting upset that I have not received an email
-
I'm also in Mary's situation. I should be very close for at least the 20 year loans, no bk, and no default.
-
What about people who are a part of the Sweet v Cardona Lawsuit. I was told my federal loans would be forgiven through that lawsuit. (I attended the Art Institutes.)
-
Hi, how do your 1:1 loan strategy plan work in detail? I am interested in working with your team. Please let me know. Thanks
-
I have done everything and nothing still
-
I wish they would do mine
-
What are qualifying deferment and forbearance periods? I am assuming time in school is qualifying forbearance, 3 years of covid forbearance is also qualifying. But what if one lost their job due to a layoff and had to apply for deferment, then resumed payments in 6 months after finding another job, person never went into default? Can you please make a video or Q/A explaining what these qualifying deferment and forbearance periods are? Thank you so much!
-
The government should buy that tool. The UI is well designed, visually appealing and user friendly.
-
Is the repayment period on the initial amount borrowed INCLUDING loans fully paid off, or just outstanding loans when being considered for forgiveness?
-
300 months on my student loans still no forgiveness.
-
If my IDR loan forgiveness date is set to take place sometime early in the next presidential administration (2025), can the next administration easily take away this attribute of the program? (Asking bc in order to take advantage of the IDR Waiver, I need to consolidate, which will result in a significantly higher monthly payment). #catch22
-
I have no defaults.
-
How can I get the txt reader tool?
-
I am Mary. This is right on time fam thank you ✍🏾👀
